A list of financial New Year’s resolutions that you can choose or adapt to suit your financial situation and lifestyle. Whether you need to make money, save money or improve your budgets in 2019, I’m here to help you put those goals into action!
I’ve also written my own top 3 financial New Year’s resolutions so I can be held accountable as they’re now out there on the internet…
Join my FREE 3 day email course (sign up below) to kickstart your financial goals in the New Year. You’ll also be invited to join my exclusive Facebook support group where you can share your money goals, struggles and ask for advice – I can help you on a more personal level. There hasn’t been much interaction from group members yet so I’m keen to get people involved this year!
- Download money making apps and use them in your spare time when watching TV, on public transport, waiting around etc.
- Get a part-time or full-time job – the GOV.UK website is a great place to start
- Pick up extra shifts at work or find a new money-making hobby that you can do in your spare time such as freelance writing, commission drawing, babysitting or dog walking.
- Declutter your home and sell your unwanted things – find out how by clicking here.
- If you’re an arts and crafts type of person, why not start a small business selling on Etsy? Read this guest blog post by Laura for more info!
- Plan ‘no spend days’ in your diary – days where you intentionally spend no money at all.
- Collect as many freebies as possible – I have a full blog post on how to do this without having to complete time-consuming surveys, so you have no excuse!
- Have more ‘cupboard clearouts’ and ‘leftover picnics’ – use the food you already have in the cupboards, fridge and freezer to make meals and meal plan.
- Download my top 5 money saving apps and actually use them
- Buy nothing at full price (unless completely necessary)
- Implement a more minimalist mindset and don’t buy new things if you don’t need them. Look in a charity shop first or buy second hand online.
- Eat at home more instead of going to restaurants
- Buy more #yellowsticker items (reduced groceries) to save on food shopping. I made a Christmas/roast dinner for 5 people for under £5 including drinks!
- Do free things with your friends instead of spending money on socialising. Here’s a 7 examples mainly for Summer but they can be adapted in the colder months too!
- Check out 25 ways that students can save money quickly for even more.
- Create a monthly budget (you can see a great example of how to do this on Day 3 of my free email course)
- Meal plan and create a weekly/bi-weekly/monthly food budgets – download my free meal planner and shopping list here!
If you’re a millennial interested in your peers’ thoughts about money, read this blog post.
My financial New Year’s resolutions for 2019
- Reach my next big savings milestone!
- More sponsored content for www.studentskint.com
- Become less strict about buying things for myself. It’s okay to treat yourself every now and again.
What are your financial New Year’s resolutions? Leave a comment below and let me know!